Loan Products

Capital programs for every chapter of your real estate journey.

Conventional Bank CRE

Conventional Bank CRE

Our flagship specialty. We place commercial real estate loans directly with conventional banks, regional lenders, and credit unions — securing bank-grade pricing for office, retail, industrial, multifamily, and mixed-use deals from $2M to $100M+.

  • 100+ bank relationships
  • Best-in-market pricing
  • $2M – $100M+ deal size
  • Direct credit-officer access
  • Recourse & non-recourse
  • Office, retail, industrial, multifamily
Apply for Conventional Bank CRE
Fix & Flip

Fix & Flip

Fueling your property transformations. Our fix and flip loans make buying, renovating, and selling a seamless success story. Turn properties into profits with Seagate by your side.

  • Up to 90% LTC
  • 100% of rehab
  • 12-month interest-only
  • Close in 10 days
Apply for Fix & Flip
Ground Up Construction

Ground Up Construction

Elevate your construction dreams from the ground up with our financing solutions for SFR, townhomes, and small-balance multifamily.

  • Up to 85% LTC
  • 100% of construction
  • Interest reserve options
  • Phased draw funding
Apply for Ground Up Construction
Multifamily Bridge

Multifamily Bridge

Your seamless bridge to multifamily success — perfect for value-add reposition, lease-up, and quick acquisitions on 5+ unit properties.

  • 5+ units
  • Up to 80% LTV
  • 12–36 month terms
  • Non-recourse options
Apply for Multifamily Bridge
Multifamily Term

Multifamily Term

Unleash the potential of your projects with our flexible term loans for stabilized and stabilizing multifamily assets.

  • 3, 5, 7-year terms
  • Interest-only options
  • Cash-out refinance
  • Nationwide
Apply for Multifamily Term
DSCR Rental

DSCR Rental

Long-term rental loans qualified on the property’s cash flow — no tax returns, no W-2s.

  • 30-year fixed
  • No income docs
  • SFR, 2–4 unit, condo
  • LLC vesting
Apply for DSCR Rental
Permanent Loans

Permanent Loans

Secure permanent success in multifamily investments with our tailored long-term financing solutions.

  • Up to 30-year amortization
  • Fixed and floating rate
  • Agency & balance sheet
  • Best-in-class pricing
Apply for Permanent Loans